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White, multistory condo building with mountain and ocean views.

Hillside condos in Hawaii. (Photo: Flickr/z2amiller)

Buying condo: New loan vs. borrow on other property?

Q: I currently own a house and a duplex I rent in Colorado. No mortgages. I want to buy a condo in Hawaii that will be considered our primary residence. Is it best to take a loan on the duplex for funds to buy condo, or should I just get a loan on the condo?

A: Currently...

Businessman wearing yellow tie in front of a stock activity chart

(Photo: Flickr/artemuestra)

How to report ESPP stock sales on your tax return

Q: I sold ESPP stock all on one date, but I acquired all the shares over the last 6 years through a weekly payroll deduction. There is a different FMV, grant date, etc. for every single week. Do I have to report every single one of those on my return? That would be hundreds of lines....

Older woman with longish gray hair sitting at a laptop.

What's the best age to claim Social Security benefits?

Over the coming years, millions of baby boomers will reach age 62, the minimum threshold for receiving Social Security retirement benefits. If recent history is any indication, most of these people (over 70% by some estimates) will take their benefits as early as possible.

But whether you...

Young boy dressed in tan tuxedo mugging for the camera.

Wedding crasher? (Photo: Flickr/Emerson Ricardo Zamprogno)

How do I tactfully exclude kids from my wedding?

Q: I would like to not have children at my wedding. What is a respectful way to say this in the invitation? I might consider providing an alternative (i.e. someone who can watch the kids).

A: You can start by simply putting right on the invitation in the greeting: "You...

Several tax forms lying next to a laptop open to IRS website.

(Photo: Flickr/Beatrice Murch)

What to know before filing your income taxes

Before you can file your 2012 income taxes, you usually have to gather important documents, review relevant tax rules, and make a few decisions.

The process is complicated, but the tips below can help make it easier, not to mention save you time and money.

Deductions that...

Illustration of a green chalkboard with "tax deductions" written in white.

(Photo: Flickr/StockMonkeys.com)

Taxes: When to deduct a business bad debt

It happens to butchers, bakers, and candlestick makers. It probably happens in your business, too: A customer doesn't pay what they owe and you end up with a bad debt. Can you take a tax deduction?

The answer depends on how you account for income on your tax return. If you included the...

Illustration with house on top of a pile of dollar bills.

(Photo: Flickr/401(k) 2102)

Can I apply for a mortgage from 2 or more lenders?

Q: Can a person apply for a mortgage with different lenders at the same time? If so, what happens if a person gets more than one approval?

A: Yes, you may apply for more than one mortgage with different lenders at the same time. If you get more than one approval, you can...

White-and-brown goat with floppy ears in doorway of barn.

Ready to come out and play. (Photo: Flickr/Frank Jania)

How to care for a goat's dry, scabby skin

Q: My 6-year-old female goat has dry skin with no hair on the scabby spots. What can I do about this?

A: In most cases this is due to a fungal infection. This is caused by a warm environment and moisture. To cover your bases, follow these instructions:

1. Worm with...

Man eating pasta while sitting in front of his computer screen.

Sometimes work doesn't stop for dinner. (Photo: Flickr/Victor1558)

When to use Schedules C and E for your taxes

Q: When does a small business flow to a Schedule E and when to a Schedule C?

A: Schedule E is for situation where you have rental income, receive royalties, or have income reported on a Schedule K-1 from a partnership of S corporation. Here is a...

Scrabble tiles S-A-V-E over $1 bills.

(Photo: Flickr/401(K) 2012)

4 strategies to improve your finances in 2013

This article is part of JustAnswer's "Resolution Rescue" series to boost success with common New Year resolutions. Previous: "What you must do to reach your goal to quit smoking."

Whether you have a...

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