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3 steps for planning a large home repair project

3 steps for planning a large home repair project

By Kathy Jordan on August 20, 2013

When it comes to home repair, there's nothing more important than the planning process. Large repairs can not only be expensive, they can be risky depending upon the age of your home and what it is that you plan to do.

Pull it off properly, however, and the right repair can make your home look as good as new again.

Succeeding in the planning stages of a large repair means covering every base. If you take the right steps, you can ensure that things go smoothly with your repairs.

Set a budget

Before you even make a single call to a contractor, it's important to know exactly how much money you have to spend on your repair project. Sticking to a budget can be difficult when it comes to home repairs, as some repairs warrant quite a bit of money. In this case, it may be necessary to look into financing options.

Refinancing your home, for example, can help to pay for stubborn repairs that are too costly to afford out-of-pocket. For the best results, it can be helpful to work with a financial adviser who is well-versed in the costs of home repairs when putting together a budget, as this will help to ensure that you choose a number that is accurate and easy to stick to.

Hire the right contractor

You should never try to handle a large repair on your own. Not only can doing so be dangerous, but it can end in damaging your home, thus costing you quite a bit of extra money. Knowing who to go with isn't always easy when hiring a contractor, though, and takes a bit more effort than simply opening up the phone book.

Going off of advice from friends and coworkers regarding contractors they've hired in the past can be quite effective, as can simply reading reviews of local contractors online. Don't ever hire someone without first sitting down with them for a consultation, and make sure to compare pricing between at least three contractors.

Get homeowners insurance!

If you run into a scenario in which you need to complete a home repair, it's likely too late for insurance to help you. But learn from your mistake and get homeowners insurance now in anticipation of natural disasters or accidents.

There are a variety of different homeowners insurance plans to choose from, and finding one that fits within your price bracket is typically not difficult. You can search for quotes on sites like homeownersinsurance.com and compare plans. While some only offer limited protection, others offer quite a bit of coverage and are perfect for families that simply don't want to take chances in the future.

Completing a large home repair can be daunting, but proper planning can make all the difference in the world. Once you've gone through the process of doing repairs once, it will make any future repairs far easier to manage -- especially if you find a contractor you can rely on.

Have specific questions about your home projects? You can connect with a home improvement Expert right now on JustAnswer.